Receive your £. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Why is credit important? Even if you've never had problems with debt, you might still get refused for credit. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. A blank credit history can be as off-putting to lenders as a history filled with missed payments. Make a purchase using the Vanquis card (I just topped up my Amazon account by £25). Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Your first credit card. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. However, when you apply for the Vanquis Purchase Offer credit card, Vanquis runs a hard credit check, which impacts your credit score. A blank credit history can be as off-putting to lenders as a history filled with missed payments. You can easily set up a Direct Debit on our app and choose a payment date that suits you. In order to be eligible under the Skilled Worker Category, applicants must: Have at least two years of full-time (or full-time. After application, credit cards usually arrive within 2 weeks and can then be used in the same way as any credit card. Your first credit card. Vanquis. 9%. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. £1,500 £ 1,500 £ 10,000 How long for? 12. Your first credit card. . If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Good for. Your first credit card. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. bankruptcy) Bad credit or no credit can both make it less likely that a lender will let you borrow from them. Registered number 02558509 England. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. The limit you get will depend on your circumstances and will be subject to eligibility. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Check your eligibility with our quick and simple 4 step application and find the right card for you Vanquis Chrome Card - 26. Find out if you’ll be accepted before you apply for your thimbl. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Therefore the Aquis may be more desirable if you want a higher starting limit. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. The good news is that your lender might increase your credit limit if you make repayments on time each month. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Go to the 'Payments" tab and choose 'Make a payment'. At the end of the application, we’ll do a full credit check which will be recorded on your credit file as a ‘hard search’ or ‘hard credit check’. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Your first credit card. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Your first credit card. Customers of a well known British bank. A blank credit history can be as off-putting to lenders as a history filled with missed payments. Balance transfer means moving the debt from one card to another. *See our opening hours and call charges. Registered number 02558509 England. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Skip to content. View our range by cards It's quick and easy to apply for a Vanquis credit card. MABLE Posts: 4,015 Forumite. Stay in control of your account with online servicing, a mobile app, SMS and email. The a liable lender we want to be sure you can comfortably manage my repayments. obtaining a credit limit increase or a size to a lower APR is. It can take as little as 60 seconds for a decision to be made. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. } Children diagnosed with Duchenne Muscular Dystrophy or Spinal Muscular Atrophy Type 2 are. Your first credit card. Eligibility requirements. Your first credit card. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Your thimbl. 4. Click to find out more about loans and how to apply for one. 8 stars on the App Store, based on over 148,000 reviews, and a rating of 4. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Why is credit important? Even if you've never had problems with debt, you might still get refused for credit. Your first credit card. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Vanquis Bank offers an eligibility checker that can tell you how likely you are to be accepted before you apply. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. card in most retailers, wherever you see the Visa sign. Vanquis. Your first credit card. There are 3 steps when applying for a Vanquis loan: Online pre-approval – This is where we check your details and that you can afford the loan. That’s because if you haven’t had credit before - like a loan, credit card - lenders can’t see how well you can manage it. Your first credit card. It’s a goldmine of consumer insight you can use to create fresh, ultra-useful content, products and services. 1. Vanquis is an lender that may be able to provide home in people with less than perfect account histories. Your first credit card. Easy login with your personal passcode. Your first credit card. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. The form consists of 4 sections:Check your eligibility with our quick and simple 4 step application and find the right card for you Vanquis Chrome Card - 26. get a personalised credit limit between £500 and £1,200. Our office hours are 9am to 5pm, Monday to Friday. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. You can easily set up a Direct Debit on our app and choose a payment date that suits you. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Discover our card Representative 34. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. A monthly statement will be sent to you and you will be needed to pay set % of the balance monthly. First, you are into complete a 4 step print to check their eligibility. Why is credit important? Even if you've never had problems with debt, you might still get refused for credit. Steps to get your free £25: Click the Vanquis referral link. That’s because if you haven’t had credit before - like a loan, credit card - lenders can’t see how well you can manage it. Your first credit card. Credit card enquiries. Applying for a Vanquis Credit Poster. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. 3. paying off at least the minimum amount each month. At thimbl. A personal loan is a way to borrow money and spread the cost of repayments over a set period of time. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Vanquis will conduct a ‘soft credit search’ on you. Vanquis is one of the UK’s leading ‘credit builder’ credit cards, designed to help people with bad credit rebuild their credit rating. Applying to a Vanquis credit card is simply. A blank credit history can be as off-putting to lenders as a history filled with missed payments. Your first credit card. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. This means you can pay off your debt without adding interest to your repayments. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. ‘Bad credit’ is a term used to describe a low or adverse credit score. Vanquis Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Try to avoid getting too close to your credit limit because this can damage your credit score. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Representative 29. Managing your credit limit. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. To apply for a credit card, you have to go to the official website and check your eligibility. What is the highest credit limit with Vanquis? Vanquis Credit Card PPI. ® credit card. This tool will help reduce the guesswork this reach from shopping for credit. Vanquis credit cards are also helpful for cash withdrawals at many ATMs around the globe with a 3% withdrawal fee, but for using abroad 2. Enter your details and apply for a Vanquis credit card. 34. General Enquires – Visit our contact us page for the latest information including phone numbers and opening times. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. If you use a debit card for your payment, your balance will update within 2 working days. Easy login with your personal passcode. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. 5% APR (variable) or 29. Vanquis's lowest-APR, credit-building card is designed to help you improve your credit rating. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. A blank credit history can be as off-putting to lenders as a history filled with missed payments. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Unlike other credit cards, Vanquis does not limit the amount of credit a customer can have. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. That’s because if you haven’t had credit before - like a loan, credit card - lenders can’t see how well you can manage it. Representative. Check eligibility for your first credit card now. Your first credit card. Still need to speak to us ring on our Customer Service line: 0330 099 3000 *. 5% APR (variable) Your APR and credit limit may vary based on your circumstances. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. VAT number 180555952. As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Your first credit card. Your first credit card. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. You can manage your account 24/7 using the Vanquis App but for general enquires check out our FAQs. Your first credit card. A personal loan gives you flexibility to borrow a lump sum and pay it back over a fixed period with regular monthly payments. 0/5. uk The Vanquis Bank eligibility checker tool is a free way to find out if one of our credit cards is suitable for you. A person with bad credit may find it difficult to borrow money, or if they can it will likely. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Your first credit card. Why is credit important? Even if you've never had problems with debt, you might still get refused for credit. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Check eligibility for your first credit card now. 2. When you apply, our Eligibility form at the start of the application gives you an instant decision using a soft search. Fan of Vanquis? Make sure you give them a thumbs-up recommendation - influence friends, followers and others. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. because of bankruptcy. This may vary, but as a minimum you should: Be over 18 (For a Vanquis loan you must be over 20) Be a UK resident. Registered number 02558509 England. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Your first credit card. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. The Vanquis eligibility checker is a free service that will give you an instant initial decision, without impacting your credit score. Your first credit card. Your first credit card. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. • Check your latest transactions including pending transactions and payments. Bad Credit Applying for a Vanquis Loan. First, you have to complete a 4 step process to check your eligibility. Your first credit card. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Loans Customer Services: If your loan agreement number starts with 1 call 0333 003 5803. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. 45. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. It gives Vanquis a look at certain information on your credit report without performing a full inspection of your credit history. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Subject to your own bank's payment limits, make your deposit with as little as one simple payment by bank transfer or cheque. Your first credit card. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. . Your first credit card. US Dollar; British. Applying for one Vanquis Credit Card . Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Make a purchase using the Vanquis card (I just topped up my Amazon account by £25). If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. An eligibility checker allows you to check your likelihood of getting a Vanquis Credit Card without impacting your credit score. Wait for your card to arrive, Activate your card (using the App or by phoning Vanquis). That’s because if you haven’t had credit before - like a loan, credit card - lenders can’t see how well you can manage it. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. When you apply, our Eligibility form at the start of the application gives you an instant decision using a soft search. Your first credit card. First, you have to complete a 4 pace process to check your eligibility. Vanquis Bank is to pay 1. Download it now and take advantage of these features and more: View your PIN and card details. get a personalised credit limit between £500 and £1,200. Enter your details and apply for a Vanquis credit card Vanquis will check your eligibility first with a soft credit check. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. For example, say you have a limit of £1,000, you’ll be able to move up to £900. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Your first credit card. You. The Group’s personal loans business was launched towards the end of 2021. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. A blank credit history can be as off-putting to lenders as a history filled with missed payments. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Your first credit card. This tool will help reduce the guesswork which comes with shopping for credit. Your first credit card. Your first credit card. The Vanquis Balance Transfer Offer credit card lets you transfer your debt from one or more credit cards onto the Vanquis card. Users can manage finances, view their current balance and find out how much money they are able to spend. Vanquis Bank can be contacted at its registered office, which is at No. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Your first credit card. That’s because if you haven’t had credit before - like a loan, credit card - lenders can’t see how well you can manage it. 1% p. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. 1M+ Downloads Everyone info About this app arrow_forward Say hello to better credit, and better banking. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Here's how the Aquis compares: The minimum credit limit on an Aquis card is £250, which is higher than the £150 minimum limit on Vanquis's Classic card. There are basic eligibility requirements you’ll need to meet to apply for a Vanquis credit card: You are aged 18 years or over To be eligible to apply for a thimbl. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. If you find out yours are eligible, you ca therefore apply for a Vanquis menu. New Noddle Report dated today says Vanquis search on 29 November 2018 code AF. It comes with a representative annual interest rate (APR) of 29. Your credit score is based on these specific points: Your credit report, which is a record of how you’ve managed your credit in the past. Over 150,000 customers & counting! Warning: Late repayment can cause you serious money problems. My gut feeling is not to apply for the increase (as it's subject to eligibility) as I don't need it. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Loans. The effective annual rate takes into account interest you will pay on interest if you do not pay the whole of your main balance shown on your statement each month so gives a truer picture of the cost of the credit. To help you control your spending and payments, our credit card offers come with a tailored credit limit. Manage your credit card using the Vanquis app. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Start with a manageable credit limit of £500 up to £1,500. Check documents and sign your loan agreement. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. The bank will also know the time at your location and all the contact details. Don’t forget; we’re happy to accept applications even if you. Increasing your limit means you have more flexibility to spend. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. , like other cards offered by Vanquis, use the Visa credit card network. Manage your credit card and stay on top of things 24/7, wherever you are with the Vanquis app. The APR of Vanquis Visa Credit Card is. Registered number 02558509 England. Click the Vanquis referral link. 96 followed by a final payment of £107. If you find out you are eligible, you can then apply for a Vanquis card. A blank credit history can be as off-putting to lenders as a history filled with missed payments. Your first credit card. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Your first credit card. This can help to spread the cost of a purchase over a number of months or years. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Set-up Guides; On Demand Binding; Service Status Info; Submit. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Your first credit card. Why is credit important? Even if you've never had problems with debt, you might still get refused for credit. Synonym Discussion of Vanquish. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. The. Available balance. Your first credit card. 2. Your first credit card. Use our simple eligibility checker and we may be able to give you a decision in just 60 seconds. Eligibility responses be presented inward 60 secondary. Loans. Why is credit important? Even if you've never had problems with debt, you might still get refused for credit. 221156). Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. That’s because if you haven’t had credit before - like a loan, credit card - lenders can’t see how well you can manage it. Update your contact details. That’s because if you haven’t had credit before - like a loan, credit card - lenders can’t see how well you can manage it. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Get a Response in 60 Seconds. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. After application, credit cards. 8% on purchases is around 10 percentage points lower than the Vanquis Classic. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. 9% APR (variable). Depending on your eligibility, you may receive a decision within 60 seconds. Best credit card easiest app Signed up for my Vanquis credit card, was accepted, got my phone call straight away to finish the last bit of my application, spoke to a very polite and helpful man who talked me through everything I needed to know, my card and pin arrived in the time frame given, downloaded the app which was the easiest and most straight. Enter your details and apply for a Vanquis credit card . co. Common issues might be. Vanquis Bank can be contacted at its registered office, which is at No. That’s because if you haven’t had credit before - like a loan, credit card - lenders can’t see how well you can manage it. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. If you find out you are eligible, you can then apply for a Vanquis card. Registered number 02558509 England. Start your credit journey with Vanquis Bank by checking your eligibility for a credit card today. Why is credit important? Even if you've never had problems with debt, you might still get refused for credit. Report your card lost or stolen. You receive a decision in 60 seconds. Your first credit card. Your first credit card. Therefore, to reduce the risk of getting rejected, it’s a good idea to look for providers who offer an eligibility check before applying. Your first credit card. Obvious mistakes/typos e. It only takes a few minutes and it won’t affect your credit score. VAT number 180555952. Representative. Credit is subject to status, affordability and credit checks. Instead, it allows customers to build up their credit rating over time. This is a preliminary search that gives you an indication of whether your. Your first credit card. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. You must be at least 18 years old (although some lenders have a higher minimum age) You must be a UK resident. Why is credit important? Even if you've never had problems with debt, you might still get refused for credit. Vanquis's lowest-APR, credit-building card is designed to help you improve your credit rating. Wait for your card to arrive, Activate your card (using the App or by phoning Vanquis). a. Free eligibility check. If approved for a Vanquis loan, you can get the cash within 3 days. Check your eligibility Help when you need it. Our online application form is the quickest and simplest way to apply for a Vanquis credit card. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Report your card lost or stolen. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Download and register, or open the Vanquis Bank App. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Your first credit card. You can transfer up to 90% of your credit limit. Your first credit card. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. The Vanquis eligibility checker leaves no trace on your credit file, and it can also give you an instant. Eligibility responses been given inside 60 seconds. Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Representative 29. [2] It also offers fixed-rate and notice. A blank credit history can be as off-putting to lenders as a history filled with missed payments. If you plan to apply for a credit card but you haven’t had any credit before, it can be difficult to prove that you can manage your money well. Credit Card Eligibility Checker. Your first credit card. Once you’ve submitted the details, Vanquis. Wait for your card to arrive, Activate your card (using the App or by phoning Vanquis). Responsible lenders will look at your credit history to work out whether you’ll be able to pay back the money you want to borrow. Make your next credit card thimbl. Your first credit card. Cards Customer Service: 0330 099 3000.